diff --git a/assets/admin/src/components/floating/FloatBtnItemPanel.vue b/assets/admin/src/components/floating/FloatBtnItemPanel.vue
index 463ea418..07aba5ad 100644
--- a/assets/admin/src/components/floating/FloatBtnItemPanel.vue
+++ b/assets/admin/src/components/floating/FloatBtnItemPanel.vue
@@ -1,6 +1,6 @@
 <template>
   <div class="float-btn-panel">
-    <div class="aksrt-sortable__head is-clickable" @click="expanded = !expanded">
+    <div class="aksrt-sortable__head" v-bind="headAttrs">
       <AksSortHandle @click.stop />
       <div class="aksrt-sortable__main">
         <div class="aksrt-sortable__title-row">
@@ -67,6 +67,7 @@ import { computed, ref } from 'vue'
 import FaIconPicker from '@/components/form/FaIconPicker.vue'
 import AksMediaField from '@/components/form/AksMediaField.vue'
 import AksSortHandle from '@/components/form/AksSortHandle.vue'
+import { collapseHeadAttrs } from '@/components/form/useCollapsibleItems.js'
 import FloatBtnCommonFields from './FloatBtnCommonFields.vue'
 import FloatMoreButtonsEditor from './FloatMoreButtonsEditor.vue'
 import { FLOAT_BTN_META } from './floating-defaults.js'
@@ -77,6 +78,7 @@ const props = defineProps({
 const emit = defineEmits(['update:modelValue'])
 
 const expanded = ref(false)
+const headAttrs = computed(() => collapseHeadAttrs(expanded.value, () => { expanded.value = !expanded.value }))
 const meta = computed(() => FLOAT_BTN_META[props.modelValue.type] || { title: props.modelValue.type, panel: '' })
 
 const addIcon = computed({
diff --git a/assets/admin/src/components/form/AksField.vue b/assets/admin/src/components/form/AksField.vue
index 6dda0267..adf0a8c5 100644
--- a/assets/admin/src/components/form/AksField.vue
+++ b/assets/admin/src/components/form/AksField.vue
@@ -396,12 +396,23 @@
     >
       <template #item="{ element: item, index }">
         <div class="aksrt-sortable__item">
-          <div class="aksrt-sortable__head">
-            <AksSortHandle />
+          <div
+            class="aksrt-sortable__head"
+            v-bind="item.fields?.length ? listItemHeadAttrs(item.key) : {}"
+          >
+            <AksSortHandle @click.stop />
             <span class="aksrt-sortable__index">{{ index + 1 }}</span>
-            <span class="aksrt-sortable__title">{{ item.label }}</span>
+            <span class="aksrt-sortable__main">
+              <span class="aksrt-sortable__title">{{ item.label }}</span>
+            </span>
+            <FaIcon
+              v-if="item.fields?.length"
+              :icon="isListItemOpen(item.key) ? 'fa fas fa-chevron-down' : 'fa fas fa-chevron-right'"
+              :size="12"
+              class="aksrt-sortable__toggle"
+            />
           </div>
-          <div v-if="item.fields && item.fields.length" class="aksrt-sortable__body aksrt-field__sortable-body">
+          <div v-if="item.fields?.length" v-show="isListItemOpen(item.key)" class="aksrt-sortable__body aksrt-field__sortable-body">
             <AksField v-for="field in item.fields" :key="field.key" :schema="field" :model-value="modelValue?.[item.key]?.[field.key] ?? field.default" :form-data="formData" @update:model-value="updateSortable(item.key, field.key, $event)" />
           </div>
         </div>
@@ -420,16 +431,12 @@
       >
         <template #item="{ element, index }">
           <div class="aksrt-sortable__item">
-            <div
-              class="aksrt-sortable__head"
-              :class="{ 'is-clickable': repeaterCollapsible }"
-              @click="repeaterCollapsible ? toggleRepeaterItem(index) : undefined"
-            >
+            <div class="aksrt-sortable__head" v-bind="repeaterHeadAttrs(repeaterDragKey(element))">
               <AksSortHandle @click.stop />
               <span class="aksrt-sortable__index">{{ index + 1 }}</span>
               <span class="aksrt-sortable__main">
-                <span v-if="repeaterCollapsible && repeaterItemSummary(element)" class="aksrt-sortable__title aksrt-field__repeater-summary">
-                  {{ repeaterItemSummary(element) }}
+                <span class="aksrt-sortable__title aksrt-field__repeater-summary">
+                  {{ repeaterItemSummary(element) || '未填写' }}
                 </span>
               </span>
               <div class="aksrt-sortable__actions" @click.stop>
@@ -443,16 +450,14 @@
                 >
                   <template #icon><FaIcon icon="fa fas fa-trash-alt" :size="12" /></template>
                 </n-button>
-                <FaIcon
-                  v-if="repeaterCollapsible"
-                  :icon="isRepeaterItemOpen(index) ? 'fa fas fa-chevron-down' : 'fa fas fa-chevron-right'"
-                  :size="12"
-                  class="aksrt-sortable__toggle"
-                  @click="toggleRepeaterItem(index)"
-                />
               </div>
+              <FaIcon
+                :icon="isRepeaterItemOpen(repeaterDragKey(element)) ? 'fa fas fa-chevron-down' : 'fa fas fa-chevron-right'"
+                :size="12"
+                class="aksrt-sortable__toggle"
+              />
             </div>
-            <div v-show="!repeaterCollapsible || isRepeaterItemOpen(index)" class="aksrt-sortable__body aksrt-field__repeater-fields">
+            <div v-show="isRepeaterItemOpen(repeaterDragKey(element))" class="aksrt-sortable__body aksrt-field__repeater-fields">
               <template v-for="field in (schema.fields || [])" :key="field.key">
                 <AksField
                   v-if="matchDependency(field.dependsOn, element)"
@@ -536,6 +541,7 @@ import { matchDependency } from './field-dependency.js'
 import { SORTABLE_LIST_ATTRS } from './sortable-options.js'
 import { createRepeaterRow, repeaterRowSummary } from './repeater-rows.js'
 import { useFieldRemoteOptions } from './useFieldRemoteOptions.js'
+import { useCollapsibleItems } from './useCollapsibleItems.js'
 
 const props = defineProps({
   /** Field schema definition: { key, label, type, default, options?, help?, ... } */
@@ -655,6 +661,9 @@ function toggleFieldsetSection(index) {
 }
 
 // ============ Sortable（对象键顺序即排序结果） ============
+// 带子字段的项默认收起，点击标题行展开。
+const { isOpen: isListItemOpen, headAttrs: listItemHeadAttrs } = useCollapsibleItems()
+
 const sortableList = computed({
   get: () => {
     const definitions = new Map((props.schema.items || []).map(item => [item.key, item]))
@@ -678,34 +687,15 @@ const repeaterLength = computed(() => Array.isArray(props.modelValue) ? props.mo
 const reachedRepeaterMinimum = computed(() => repeaterLength.value <= Number(props.schema.min || 0))
 const reachedRepeaterMaximum = computed(() => Number(props.schema.max || 0) > 0 && repeaterLength.value >= Number(props.schema.max))
 
-/* ------------------------------------------------------------------ *
- * 手风琴模式：schema.collapsible 开启后，每一项默认收起，仅显示标题行，
- * 点击标题行展开/收起。defaultCollapsed 为 false 时改为默认全部展开。
- * ------------------------------------------------------------------ */
-const repeaterCollapsible = computed(() => !!props.schema.collapsible)
-const repeaterDefaultOpen = computed(() => props.schema.defaultCollapsed === false)
-// 只记录「与默认状态相反」的下标，新增/删除项时其余项的开合状态不受影响。
-const toggledRepeaterItems = ref(new Set())
+// 每行默认收起，仅显示标题行；按行 key 记录开合，拖拽换位后状态跟随行。
+const {
+  isOpen: isRepeaterItemOpen,
+  headAttrs: repeaterHeadAttrs,
+} = useCollapsibleItems()
 
-function isRepeaterItemOpen(index) {
-  if (!repeaterCollapsible.value) return true
-  return repeaterDefaultOpen.value !== toggledRepeaterItems.value.has(index)
-}
-
-function toggleRepeaterItem(index) {
-  const next = new Set(toggledRepeaterItems.value)
-  if (next.has(index)) {
-    next.delete(index)
-  } else {
-    next.add(index)
-  }
-  toggledRepeaterItems.value = next
-}
-
-/** 收起态标题行上的一行摘要，取自 listPreview 配置。 */
+/** 标题行摘要：取自 listPreview；未配置时取首个有值的字段。 */
 function repeaterItemSummary(item) {
-  if (!repeaterCollapsible.value) return ''
-  return repeaterRowSummary(item, props.schema.listPreview || {})
+  return repeaterRowSummary(item, props.schema.listPreview || {}, props.schema.fields)
 }
 
 /** 拖拽视图：vuedraggable 以 modelValue 模式工作（内部复制后回传 update:modelValue）。 */
diff --git a/assets/admin/src/components/form/repeater-rows.js b/assets/admin/src/components/form/repeater-rows.js
index 35452631..fd4e10a8 100644
--- a/assets/admin/src/components/form/repeater-rows.js
+++ b/assets/admin/src/components/form/repeater-rows.js
@@ -41,10 +41,21 @@ function rowDuration(row, cfg) {
   return String(raw)
 }
 
+/** 未配置 titleKey 时，取首个值为非空字符串/数字的字段作为标题。 */
+function fallbackTitleKey(row, fields) {
+  if (row.title != null && String(row.title).trim() !== '') return 'title'
+  for (const field of (Array.isArray(fields) ? fields : [])) {
+    if (field.ui_only) continue
+    const value = row[field.key]
+    if ((typeof value === 'string' && value.trim() !== '') || typeof value === 'number') return field.key
+  }
+  return 'title'
+}
+
 /** 收起态标题行上的一行摘要，取自 listPreview 配置。 */
-export function repeaterRowSummary(row, cfg = {}) {
+export function repeaterRowSummary(row, cfg = {}, fields = []) {
   if (!row) return ''
-  const title = String(row[cfg.titleKey || 'title'] ?? '').trim()
+  const title = String(row[cfg.titleKey || fallbackTitleKey(row, fields)] ?? '').trim()
   const prefix = String(cfg.prefix || '')
   if (title === '') return prefix
   const duration = rowDuration(row, cfg)
diff --git a/assets/admin/src/components/form/useCollapsibleItems.js b/assets/admin/src/components/form/useCollapsibleItems.js
new file mode 100644
index 00000000..fedadf2b
--- /dev/null
+++ b/assets/admin/src/components/form/useCollapsibleItems.js
@@ -0,0 +1,46 @@
+/**
+ * 可排序卡片列表的折叠状态：所有带展开区的卡片默认收起，点击行头展开/收起。
+ *
+ * 状态按行的稳定 key 记录（而不是下标），拖拽换位后每张卡片保持自己的开合状态。
+ * 行头属性统一由 collapseHeadAttrs 生成：可点击、可键盘操作（Enter / Space）、
+ * 带 aria-expanded，样式见 styles/sortable-list.css。
+ */
+import { ref } from 'vue'
+
+export function collapseHeadAttrs(open, toggle) {
+  return {
+    class: 'is-clickable',
+    role: 'button',
+    tabindex: 0,
+    'aria-expanded': open ? 'true' : 'false',
+    onClick: toggle,
+    onKeydown: (event) => {
+      // 只响应行头本身的按键，行内按钮 / 输入框的 Enter、空格不触发折叠。
+      if (event.target !== event.currentTarget) return
+      if (event.key !== 'Enter' && event.key !== ' ') return
+      event.preventDefault()
+      toggle()
+    },
+  }
+}
+
+export function useCollapsibleItems() {
+  const openKeys = ref(new Set())
+
+  function isOpen(key) {
+    return openKeys.value.has(key)
+  }
+
+  function toggle(key) {
+    const next = new Set(openKeys.value)
+    if (next.has(key)) next.delete(key)
+    else next.add(key)
+    openKeys.value = next
+  }
+
+  function headAttrs(key) {
+    return collapseHeadAttrs(isOpen(key), () => toggle(key))
+  }
+
+  return { isOpen, toggle, headAttrs }
+}
diff --git a/assets/admin/src/schema/sections/payment/vip.js b/assets/admin/src/schema/sections/payment/vip.js
index 5c1930ec..9909000e 100644
--- a/assets/admin/src/schema/sections/payment/vip.js
+++ b/assets/admin/src/schema/sections/payment/vip.js
@@ -34,17 +34,13 @@ const vipUnitOptions = [
   { label: '月', value: 'month' },
 ];
 
-// 会员商品/续费商品的手风琴配置：默认收起，标题行显示价格与时长摘要。
+// 会员商品/续费商品：标题行显示价格与时长摘要（行默认收起由 AksField 统一处理）。
 const vipProductGroupOptions = {
-  collapsible: true,
-  defaultCollapsed: true,
   listPreview: { prefix: '价格：', titleKey: 'price', descKey: 'time', descUnitKey: 'unit' },
 };
 
-// 积分兑换明细的手风琴配置：默认收起，标题行显示积分与时长摘要。
+// 积分兑换明细：标题行显示积分与时长摘要。
 const vipPointsGroupOptions = {
-  collapsible: true,
-  defaultCollapsed: true,
   listPreview: { prefix: '积分：', titleKey: 'points', descKey: 'time', descUnitKey: 'unit' },
 };
 
diff --git a/assets/admin/src/styles/sortable-list.css b/assets/admin/src/styles/sortable-list.css
index 0facdb62..d7fda4f8 100644
--- a/assets/admin/src/styles/sortable-list.css
+++ b/assets/admin/src/styles/sortable-list.css
@@ -52,6 +52,12 @@
   user-select: none;
 }
 
+.aksrt-sortable__head.is-clickable:focus-visible {
+  outline: 2px solid var(--aksrt-color-primary, #18A058);
+  outline-offset: -2px;
+  border-radius: 8px;
+}
+
 .aksrt-sortable__head.is-clickable:hover .aksrt-sortable__title,
 .aksrt-sortable__head.is-clickable:hover .aksrt-sortable__toggle {
   color: var(--aksrt-color-primary, #18A058);
diff --git a/src/Admin/Schema/SchemaPayment.php b/src/Admin/Schema/SchemaPayment.php
index 89372a28..bb9fc295 100644
--- a/src/Admin/Schema/SchemaPayment.php
+++ b/src/Admin/Schema/SchemaPayment.php
@@ -292,8 +292,6 @@ class SchemaPayment {
 								],
 								'dependsOn' => ['key' => 'pay_vip_points_exchange_s', 'value' => true],
 								'help' => '每一行为一个可兑换的会员套餐',
-							'collapsible'      => true,
-							'defaultCollapsed' => true,
 							'listPreview'      => ['prefix' => '积分：', 'titleKey' => 'points', 'descKey' => 'time', 'descUnitKey' => 'unit'],
 								'fields' => [
 									['key' => 'points', 'label' => '使用积分', 'type' => 'number', 'default' => 100, 'min' => 0, 'unit' => '积分'],
@@ -576,15 +574,13 @@ class SchemaPayment {
 	}
 
 	/**
-	 * 会员商品/续费商品的手风琴配置：默认收起，标题行显示价格与时长摘要。
+	 * 会员商品/续费商品：标题行显示价格与时长摘要（行默认收起由 SPA 统一处理）。
 	 *
 	 * @return array<string,mixed>
 	 */
 	private static function vip_product_group_options(): array {
 		return [
-			'collapsible'     => true,
-			'defaultCollapsed' => true,
-			'listPreview'     => ['prefix' => '价格：', 'titleKey' => 'price', 'descKey' => 'time', 'descUnitKey' => 'unit'],
+			'listPreview' => ['prefix' => '价格：', 'titleKey' => 'price', 'descKey' => 'time', 'descUnitKey' => 'unit'],
 		];
 	}
 
diff --git a/tests/widget-system/vip-settings-structured-contract.test.cjs b/tests/widget-system/vip-settings-structured-contract.test.cjs
index 82a5d399..600adbd0 100644
--- a/tests/widget-system/vip-settings-structured-contract.test.cjs
+++ b/tests/widget-system/vip-settings-structured-contract.test.cjs
@@ -143,12 +143,11 @@ test('等级 Tab 标题由显示名称动态驱动', () => {
   assert.match(rendererVue, /:name="tabName\(tab\)"/);
   assert.match(rendererVue, /:tab="tabName\(tab\)"/);
   assert.match(rendererVue, /function tabName\(tab\) \{[\s\S]*?tab\.titleKey[\s\S]*?tab\.titleFallback/);
-  // 手风琴：默认收起，点击标题行展开。
-  assert.match(fieldVue, /const repeaterCollapsible = computed\(\(\) => !!props\.schema\.collapsible\)/);
-  assert.match(fieldVue, /const repeaterDefaultOpen = computed\(\(\) => props\.schema\.defaultCollapsed === false\)/);
-  assert.match(fieldVue, /function toggleRepeaterItem\(index\)/);
-  assert.match(fieldVue, /v-show="!repeaterCollapsible \|\| isRepeaterItemOpen\(index\)"/);
+  // 手风琴：所有 repeater/group 行默认收起，点击标题行展开（按行 key 记录开合）。
+  assert.match(fieldVue, /useCollapsibleItems\(\)/);
+  assert.match(fieldVue, /v-show="isRepeaterItemOpen\(repeaterDragKey\(element\)\)"/);
   assert.match(fieldVue, /aksrt-field__repeater-summary/);
+  assert.doesNotMatch(fieldVue, /schema\.collapsible|schema\.defaultCollapsed/);
   // accordion/fieldset 的 sections 分块手风琴。
   assert.match(fieldVue, /const fieldsetSections = computed\(/);
   assert.match(fieldVue, /function toggleFieldsetSection\(index\)/);
@@ -168,8 +167,6 @@ test('结构化分组默认收起，标题行带摘要；升级价格按三块
   assert.deepStrictEqual(Object.keys(accordion.groups).sort(), [...expectedGroups].sort());
   for (const key of expectedGroups) {
     const cfg = accordion.groups[key];
-    assert.strictEqual(cfg.collapsible, true, `${key} 应开启手风琴`);
-    assert.strictEqual(cfg.defaultCollapsed, true, `${key} 应默认收起`);
     assert.ok(cfg.listPreview && cfg.listPreview.titleKey, `${key} 应配置标题行摘要`);
     assert.ok(cfg.listPreview.descKey, `${key} 应配置标题行时长摘要`);
     assert.strictEqual(cfg.listPreview.descUnitKey, 'unit', `${key} 时长摘要应带单位`);
@@ -470,13 +467,11 @@ test('SPA 镜像 schema 与 PHP schema 同构', async () => {
   const points = schema.groups.find((g) => g.key === 'points-exchange').fields[1];
   assert.strictEqual(points.type, 'group');
   assert.deepStrictEqual(points.fields.map((f) => f.key), ['points', 'level', 'time', 'unit']);
-  // 手风琴配置与 PHP 侧一致。
+  // 标题行摘要配置与 PHP 侧一致（折叠为渲染器统一行为，不再由 schema 开关）。
   for (const key of ['vip_1_product', 'vip_2_product', 'vip_1_renew_product', 'vip_2_renew_product']) {
-    const group = findGroup(schema, key);
-    assert.strictEqual(group.collapsible, true, `${key} 应开启手风琴`);
-    assert.strictEqual(group.defaultCollapsed, true, `${key} 应默认收起`);
+    assert.strictEqual(findGroup(schema, key).listPreview.prefix, '价格：', `${key} 摘要前缀`);
   }
-  assert.strictEqual(findGroup(schema, 'pay_vip_points_exchange_product').collapsible, true);
+  assert.strictEqual(findGroup(schema, 'pay_vip_points_exchange_product').listPreview.prefix, '积分：');
   const upgrade = findGroup(schema, 'vip_upgrade_product');
   assert.strictEqual(upgrade.sections.length, 3);
   // SPA 默认值与 PHP 侧一致。
diff --git a/tests/widget-system/vip-settings-structured-harness.php b/tests/widget-system/vip-settings-structured-harness.php
index 79442d64..7f1a42c1 100644
--- a/tests/widget-system/vip-settings-structured-harness.php
+++ b/tests/widget-system/vip-settings-structured-harness.php
@@ -267,8 +267,6 @@ namespace {
 						foreach ($tab['fields'] as $field) {
 							if (($field['type'] ?? '') === 'group') {
 								$out['groups'][$tab['key'] . '/' . $field['key']] = [
-									'collapsible' => $field['collapsible'] ?? null,
-									'defaultCollapsed' => $field['defaultCollapsed'] ?? null,
 									'listPreview' => $field['listPreview'] ?? null,
 								];
 							}
@@ -294,8 +292,6 @@ namespace {
 						continue;
 					}
 					$out['groups']['points-exchange/' . $field['key']] = [
-						'collapsible' => $field['collapsible'] ?? null,
-						'defaultCollapsed' => $field['defaultCollapsed'] ?? null,
 						'listPreview' => $field['listPreview'] ?? null,
 					];
 				}