fix(tests): repair stale pagination/lazyload contracts and ban defaults script

- pay-pages-pagination asserts the $parent_file base URL added in b74381cf
- Drop native loading="lazy" from message avatars and medal presets per
  the lazyload contract
- verify-ban-settings-defaults requires SchemaUsersTicket and new deps

Co-Authored-By: Claude Fable 5 <noreply@anthropic.com>

src/Admin/Native/UsersMenusMessages.php

@@ -448,7 +448,7 @@ trait UsersMenusMessages {
         $avatar = function_exists('aksrt_get_avatar_url') ? aksrt_get_avatar_url($user_id, 48) : get_avatar_url($user_id, ['size' => 48]);
         $filter_url = $this->message_page_url(array_merge($this->message_filter_args($filters), ['user' => (string) $user_id]));
         return '<a class="aksrt-msg-user" href="' . esc_url($filter_url) . '" title="' . esc_attr__('只看该用户', 'aksrt') . '">'
-            . '<img src="' . esc_url($avatar) . '" width="24" height="24" alt="" loading="lazy" />'
+            . '<img src="' . esc_url($avatar) . '" width="24" height="24" alt="" />'
             . '<span>' . esc_html($user->display_name) . '</span></a>'
             . '<div class="aksrt-messages-admin__sub">#' . esc_html((string) $user_id) . ' · <a href="' . esc_url(get_edit_user_link($user_id)) . '">' . esc_html__('编辑', 'aksrt') . '</a></div>';
     }